from 8.40%
Home Loan
Buy your dream home with low rates and flexible repayment.
Up to ₹10 Cr
Max amount
Up to 30 yrs
Tenure
Trusted by 50,000+ borrowers across India
Capital that
moves with you.
From your first home to scaling your business — Genx Capital offers 10+ loan products with rates starting at 8.40% p.a., approval in 24 hours, and minimal documentation.
RBI-registered NBFC partner
100% paperless process
No hidden charges
8.40%*
Starting interest rate p.a. on home loans
24h
Quick approval
Our Products
A loan for every
life moment.
Ten purpose-built products. One simple application. Compare and pick what fits your goal.
from 9.20%
Loan Against Property
Unlock the value of your residential or commercial property.
Up to ₹5 Cr
Max amount
Up to 15 yrs
Tenure
from 8.75%
Car Loan
Drive home your new car with fast, easy financing.
Up to ₹1 Cr
Max amount
Up to 8 yrs
Tenure
from 11.50%
Used Car Loan
Pre-owned cars financed with quick valuation and payout.
Up to ₹50 L
Max amount
Up to 7 yrs
Tenure
from 10.49%
Personal Loan
No-collateral funds for travel, weddings, medical needs.
Up to ₹40 L
Max amount
Up to 7 yrs
Tenure
from 14.00%
Business Loan
Fuel expansion, inventory, or working needs of your business.
Up to ₹75 L
Max amount
Up to 5 yrs
Tenure
from 11.50%
MSME Loan
Collateral-free credit for registered MSMEs & small units.
Up to ₹50 L
Max amount
Up to 5 yrs
Tenure
from 12.00%
Working Capital Loan
Bridge cash-flow gaps with revolving credit lines.
Up to ₹2 Cr
Max amount
Revolving
Tenure
from 11.00%
Machinery Loan
Finance plant, machinery & industrial equipment.
Up to ₹3 Cr
Max amount
Up to 7 yrs
Tenure
from 9.50%
Education Loan
Study in India or abroad — we cover tuition + living costs.
Up to ₹1.5 Cr
Max amount
Up to 15 yrs
Tenure
How It Works
Four steps to funded.
A frictionless, transparent journey from application to disbursal.
01
Tell us about you
Share basic details and the loan you need — takes under 2 minutes online.
02
Upload documents
KYC, income & bank statements — all uploaded securely on our encrypted portal.
03
Get matched
We compare 30+ partner lenders and surface the best rate for your profile.
04
Funds disbursed
Approval in 24 hours, money in your account within 48 hours of sanction.
₹8,200 Cr+
Loans disbursed
50,000+
Happy customers
30+
Lending partners
750+
Cities served
Why Genx Capital
Built for borrowers.
Engineered for speed.
We re-imagined the loan experience from the ground up — combining technology with human expertise to deliver a faster, fairer, friendlier financing journey.
30+ lender network
We compare offers from banks & NBFCs to find your best rate.
Approval in 24 hours
Fast-track processing with our proprietary credit engine.
Transparent pricing
Zero hidden fees. The rate you see is the rate you get.
Expert advisors
Dedicated relationship managers guide you end-to-end.
100% paperless
eKYC, eSign, eNACH — never visit a branch.
Doorstep service
Documents picked up & delivered at your convenience.
Testimonials
Real stories. Real funding.
"Got my home loan approved in 36 hours. The Genx team walked me through every step — best rate I could find anywhere."
PS
Priya Sharma
Software Engineer, Bengaluru
"Used their business loan to expand my manufacturing unit. The MSME process was genuinely collateral-free and fast."
RP
Rajesh Patel
Founder, Patel Industries, Ahmedabad
"Loan against property gave me working capital without selling my commercial space. Transparency around fees was refreshing."
AD
Anita Desai
Retail Business Owner, Mumbai
"My son got into a UK university — Genx's education loan covered tuition + living, with a clean repayment structure."
VR
Dr. Vikram Reddy
Cardiologist, Hyderabad
"Bought a used car with minimal docs. The rate was lower than the dealer offered, and I didn't need a guarantor."
KN
Karthik Nair
Marketing Manager, Kochi
"Working capital line saved my business during a slow quarter. Drew what I needed, paid interest only on that."
SI
Sneha Iyer
Founder, Iyer Foods, Chennai
Smart Planning
EMI Calculator
Plan your loan with our easy-to-use calculator. Adjust the values to see your monthly EMI instantly.
₹20,00,000
₹1L₹1Cr
8.5% p.a.
5%24%
5 Years
1 Yr30 Yrs
FAQ
Questions, answered.
What is the minimum credit score required?
Most of our partner lenders require a CIBIL score of 700+ for unsecured loans (personal, business, MSME). For secured loans (home, LAP, car), we work with profiles from 650+.
How much loan can I get for my salary?
Personal loans typically go up to 24-36x your monthly net salary, subject to lender policy. Home loans can fund up to 90% of property value for eligible profiles.
Are you a bank? Who lends the money?
Genx Capital is a loan-aggregation & advisory platform. We are partnered with 30+ RBI-registered banks and NBFCs. We do the comparison and paperwork; the lender disburses to you.
What documents do I need?
KYC (PAN + Aadhaar), last 3-6 months bank statements, last 2 years ITR or salary slips, and property/asset documents for secured loans. Self-employed profiles may need GST returns and P&L.
Is there a foreclosure charge?
Floating-rate home loans and MSME loans have NIL foreclosure charges per RBI guidelines. For other products, foreclosure terms depend on the lender and are disclosed upfront.
How long does the entire process take?
From application to disbursal, most loans complete in 3-7 working days. Pre-approved offers can disburse within 48 hours. Home loans take longer (~15-21 days) due to property verification.
Do you serve Tier 2 and Tier 3 cities?
Yes — we currently serve 750+ cities and towns across India, with dedicated vernacular support in Hindi, Tamil, Telugu, Marathi, Gujarati, Bengali, and Kannada.
What if my application gets rejected?
We share the specific reason and a 90-day improvement plan. Many customers re-apply successfully after addressing the gap. No impact on CIBIL for soft enquiry-based checks.
Get In Touch
Let's get you
funded today.
Share your details — a Genx advisor will call you within 30 minutes with a personalized offer.
Call us
+91 80 0012 3456 Email
hello@genxcapital.in Head office
Genx Capital, Bandra Kurla Complex,
Mumbai 400051, India
Mumbai 400051, India