We exist for one reason: to make credit simple, fair, and accessible for every Indian who needs it.
To provide transparent, affordable, and fast credit to every Indian household, business owner, and student — regardless of their background or geography. We believe a loan should open doors, not create new problems.
To become India's most customer-loved NBFC by 2030, serving 5 million customers with our 100% digital, paperless lending platform — and to be the first name that comes to mind when India thinks of credit.
Our Values
No hidden charges, no fine print surprises. Every rate, fee, and term is disclosed upfront before you sign.
48-hour approvals for most products, but never at the cost of careful underwriting. Your loan is reviewed by experts, not just algorithms.
Every product is built around a real need we heard from a real customer. We don't sell you a loan — we solve a problem.
RBI-registered, ISO 27001 certified, and backed by 16+ years of clean regulatory record. Your data and money are always safe.
Our Journey
Genx Capital was established with a vision to democratize access to credit for every Indian household and small business.
Within four years, we disbursed over ₹500 Cr across 5,000+ satisfied customers across 12 states.
Officially registered as a Non-Banking Financial Company, reinforcing our commitment to transparent, regulated lending.
Launched our 100% paperless digital loan platform — apply, get approved, and receive funds without stepping out.
Crossed the milestone of 50,000 happy customers and ₹4,200 Cr in cumulative disbursements.
Leadership
Founder & MD
28 years in retail banking. Ex-HDFC, ex-Citibank.
Chief Credit Officer
Specialist in MSME and LAP underwriting. CA, MBA (IIM-A).
Head of Digital
Built the 100% paperless loan platform. Ex-PhonePe, ex-Paytm.
VP Customer Experience
Leads our 200+ member service team across 25 cities.
Whether you're looking for a loan or a career, we'd love to hear from you.